Inspired Light Counseling is a self-pay practice and does not submit claims directly to insurance companies.

This change allows me to provide more client-centered care without the limitations imposed by insurance companies — such as requiring a mental health diagnosis, restricting session types, or capping the number of sessions. It also protects your privacy, as your treatment details stay between us.

If you have out-of-network (OON) benefits, you may be eligible for reimbursement. You would pay me directly for each session and then submit a claim to your insurance company on your own. I’m happy to provide a Superbill (a detailed receipt) to help with this process upon request.

To find out if you have OON benefits, contact your insurance company using the number listed on the back of your card and ask them the following questions:

• Do I have out-of-network mental health benefits?

• Is pre-authorization required?

• What percentage of the session fee is reimbursed?

• Is there a deductible I need to meet first?

• What is the process to submit my own claim?

• Greater privacy, as no mental health diagnosis is required

• Full control over your treatment plan without insurance limitations (or requests to review your medical record)

• Flexibility in how we structure your care based on your unique needs

And HANDS DOWN, the biggest benefit is:

• When you make a greater financial investment into your mental health you’re more likely to also make a greater investment into the counseling process. Because you have chosen to make a bigger commitment towards your own transformation, you are significantly more likely to get the results you are looking for and create long lasting changes in your life.

Feel free to reach out using my Contact Form. I’m happy to answer your questions and guide you through the process!